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Best Affordable Cities to Live in Canada for Newcomers in 2025

Housing

By SettleFast Team · · 5 min read

Best Affordable Cities to Live in Canada for Newcomers in 2025

Best Affordable Cities to Live in Canada for Newcomers in 2025

Not everyone has to land in Toronto or Vancouver. In fact, many of Canada's most welcoming, affordable, and opportunity-rich cities are outside the Big Two — and they're actively competing for skilled newcomers through Provincial Nominee Programs (PNPs).

1. Calgary, Alberta

Average 1-BR Rent: ~$1,650/month | No Provincial Income Tax

Calgary offers high salaries, no provincial income tax (Alberta), and a booming energy and tech sector. The city has a large and growing South Asian, Filipino, and African immigrant community. The cost of living is significantly lower than Toronto or Vancouver.

Best for: Engineers, trades workers, tech professionals, finance workers

2. Edmonton, Alberta

Average 1-BR Rent: ~$1,300/month

Edmonton is one of Canada's most affordable major cities. It has strong healthcare, construction, and government employment. The University of Alberta is a major employer and educational institution. Alberta's PNP regularly draws professionals and semi-skilled workers.

Best for: Healthcare workers, trades, government employees

3. Winnipeg, Manitoba

Average 1-BR Rent: ~$1,150/month

Winnipeg has an extremely active newcomer community with strong Filipino, African, and South Asian populations. Manitoba's PNP (MPNP) is considered one of the most accessible in Canada. Lower cost of living and a stable job market make it ideal for families.

Best for: Newcomer families, healthcare, education workers

4. Regina & Saskatoon, Saskatchewan

Average 1-BR Rent: ~$1,100/month

Saskatchewan offers some of the lowest housing costs in Canada and one of the easiest Provincial Nominee Programs (SINP). Both cities are growing, with strong agriculture, energy, and healthcare industries. The government actively recruits immigrants.

Best for: Agriculture, trades, healthcare workers

5. Halifax, Nova Scotia

Average 1-BR Rent: ~$1,600/month

Halifax is one of Canada's most livable mid-sized cities with a growing international community, ocean-side lifestyle, and strong Atlantic Immigration Program (AIP). The tech sector is expanding rapidly.

Best for: Tech workers, students, remote workers

6. Surrey, British Columbia

Average 1-BR Rent: ~$1,900/month

Surrey is Metro Vancouver's most diverse city and significantly more affordable than Vancouver itself. It has massive South Asian, South East Asian, and Middle Eastern communities. Strong job growth in healthcare, construction, and trades.

Best for: South Asian families, trades workers, healthcare

Quick Comparison Table

| City | Avg. 1-BR Rent | Job Market | PNP Access | Newcomer Community |

|------|---------------|------------|------------|-------------------|

| Calgary | $1,650 | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐ | ⭐⭐⭐⭐ |

| Edmonton | $1,300 | ⭐⭐⭐⭐ | ⭐⭐⭐⭐ | ⭐⭐⭐⭐ |

| Winnipeg | $1,150 | ⭐⭐⭐ | ⭐⭐⭐⭐⭐ | ⭐⭐⭐⭐⭐ |

| Regina | $1,100 | ⭐⭐⭐ | ⭐⭐⭐⭐⭐ | ⭐⭐⭐ |

| Halifax | $1,600 | ⭐⭐⭐⭐ | ⭐⭐⭐⭐ | ⭐⭐⭐ |

| Surrey BC | $1,900 | ⭐⭐⭐⭐ | ⭐⭐⭐ | ⭐⭐⭐⭐⭐ |

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Frequently Asked Questions

What is the most affordable major city in Canada for newcomers?

Regina and Winnipeg consistently rank as the most affordable major cities in Canada, with average one-bedroom rents below $1,200/month and accessible Provincial Nominee Programs.

Which Canadian city is best for newcomer families?

Winnipeg, Manitoba is often recommended for newcomer families due to affordable housing, strong community networks (especially Filipino and South Asian communities), good schools, and an accessible PNP.

Is Calgary or Vancouver better for newcomers?

For affordability and financial upside, Calgary is generally better — it has no provincial income tax, lower housing costs, and comparable job opportunities in many sectors. Vancouver offers more diversity and milder weather but significantly higher cost of living.